Account clarification (pension insurance)

Many periods in your insurance history are automatically transmitted to the pension insurance institution, but unfortunately not all of them. This means that there are usually some gaps in the insurance history. For example, the recognition of school periods or child-raising periods must be applied for, as these periods are not reported automatically. It is also possible that there were errors in the data transfer and the data is not in your account for this reason. It is also possible that periods prior to 1972 are not yet stored in your account due to the fact that data transfer was not yet implemented at that time.

For these reasons, an account clarification is necessary; it serves to have your individual insurance history fully established by the pension insurance institution. In addition, the pension insurance institutions will only provide information on what you can expect to receive as a pension in the future if your accounts have been clarified.

Application forms will be sent to you for an account clarification. These will be sent to you on request by your pension insurance institution together with an overview of all the periods you have saved, the so-called insurance history.

You compare the insurance history with your documents, fill in the application forms and send them back to your pension insurance provider together with certified copies of proof of the periods not recorded. If you no longer have any evidence, you must return the application forms in any case. Only in this case can the pension insurance institution initiate investigations on its part.

The pension insurance institution will decide on the periods you have applied for and add to your insurance account. Finally, it will issue a decision in which all periods that go back more than six years are binding. Binding here means that the pension insurance institution will assume in future that your account is complete and that no further investigations into any periods of absence are necessary.

 

• Identity card or passport
• Expellee identity card or late repatriate certificate, if applicable
• Certificate of change of name, if applicable
• Registration certificate, if applicable
• Proof of insurance periods that have not been recorded, such as
  
  • School, technical college and university periods after the age of 17
  • Vocational training periods
  • Periods of employment, voluntary contributions
  • Periods of military/civilian service
  • Credited periods due to incapacity for work, pregnancy, maternity, unemployment
  • Child-raising and credit periods
  • Pension entitlement periods