Housing promotion: Modernization of owner-occupied housing

  • Service description

    The state of Rhineland-Palatinate offers funding for the modernization of owner-occupied housing as part of its social housing promotion scheme in order to support households in the state that are dependent on public assistance in providing adequate housing.

    The owners or those entitled to use the property in rem are eligible to apply. You are eligible if you and the members of your household meet the relevant income limits, which are graduated according to household size.

    Funding is granted on the basis of the published funding programs, which conclusively define the funding requirements and conditions, through funding commitments in accordance with the available budget funds.

    The funding decision (funding commitment) determines in particular the purpose of the funding, the amount and type of use of the grants.

    Note: There is no legal entitlement to funding.

  • What documents are required?

    Application forms and further information can be obtained from the Investitions- und Strukturbank Rheinland-Pfalz (ISB) or from the local authorities of the towns and districts responsible for the property.

  • What fees apply?

    Investitions- und Strukturbank Rheinland-Pfalz (ISB) charges a one-off processing fee of 1.0% of the loan amount for processing the loan application. The claim arises when the loan application is processed.

  • What deadlines do I have to observe?

    The application for funding must be submitted to the local city and district administration responsible for the property before the start of the structural modernization measures.

  • Legal basis

  • What else should I know?

    For certain ISB development programs (development loans), one-off repayment subsidies are granted in addition to low-interest loans. Repayment subsidies are provided, for example, for the construction, acquisition or modernization of owner-occupied or rented housing.

    Repayment grants reduce the promotional loans at the time repayment begins, so that interest and repayment are only payable on the reduced amount.

    The repayment subsidies amount to between 5% and 50% of the ISB loans, depending on the type of loan.

    The application for a repayment grant must be submitted together with the application for the ISB loan.

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